TERMS OF SERVICE

Growth Academy Global Inc.
Effective Date: January 22, 2026
Last Updated: January 22, 2026

The following terms and conditions govern all access to and use of the growthacademy.global website and all related content, services, features, communities, activities, tools, software, events, and products offered by Growth Academy Global Inc., including but not limited to live training cohorts, digital courses, GPTs, AI-powered tools, coaching services, memberships, mobile sites, and applications (collectively, the “Services”). The Services are owned and operated by Growth Academy Global Inc. (“Growth Academy,” “Company,” “us,” “we,” or “our”).

Please review these Terms carefully. Together with our Privacy Policy and Refund Policy & Terms of Purchase (collectively, the “Policies”), which are incorporated by reference, these Terms form a legally binding agreement between you and Growth Academy (this “Agreement”).

By accessing or using the Services, creating an account, registering for any program, or completing any purchase, you agree to be bound by this Agreement. If you do not agree, do not access or use the Services.

The Services are available only to individuals who are at least 18 years old.

1. NATURE OF PRODUCTS AND SERVICES

1.1 Intellectual Property Licenses

All Growth Academy offerings are provided as limited, non-transferable, non-exclusive licenses to access proprietary intellectual property and/or software. You are not purchasing ownership of any content, materials, tools, or systems—you are purchasing access only.

1.2 Products and Services Offered

Growth Academy offerings include, without limitation:

Live Training Cohorts — Group programs, live workshops, masterclasses, and events (virtual or in-person)
Digital Products — Courses, training modules, GPTs, prompts, templates, frameworks, methodologies, recordings, and downloadable materials
AI Tools & Software — LinkedIn Profile Optimizer and similar AI-powered tools, software platforms, and SaaS-style products
Coaching Services — 1:1 coaching, group coaching calls, and mentorship programs
Memberships & Subscriptions — Membership access, community access, and subscription services (monthly or annual)

1.3 No Guarantee of Results

Growth Academy does not guarantee outcomes, earnings, growth, business results, or success of any kind. Results vary based on individual effort, circumstances, implementation, and other factors. Testimonials and case studies reflect individual experiences and are not guarantees.

2. ACCOUNT REGISTRATION AND SECURITY

2.1 Account Creation

To access certain features of the Services, you may be required to create an account. You agree to:

Provide accurate, current, and complete information
Maintain the confidentiality and security of your account credentials
Not share your account access or permit third-party access
Be solely responsible for all activity that occurs under your account
Notify us promptly of any unauthorized use or suspected breach

2.2 Account Responsibility

You are responsible for all charges incurred through your account, including unauthorized charges prior to notifying us and securing your account. You agree to comply with all applicable laws related to your use of the Services.

3. PAYMENT TERMS

3.1 Fees and Billing

Fees for Services are disclosed at the time of purchase. Unless otherwise stated, all fees are in U.S. Dollars. By completing a purchase, you agree to pay the disclosed fees.

We reserve the right to change pricing at any time. Pricing changes apply to future purchases and, for subscriptions, to future renewal periods after notice where required.

3.2 Payment Authorization

By submitting payment information, you:

Authorize Growth Academy to charge your selected payment method for the full amount due (including installments where applicable)
Confirm you are the authorized cardholder or have express permission to use the payment method
Acknowledge charges may appear on your statement as GROWTH ACADEMY or a substantially similar descriptor
Agree your purchase constitutes explicit authorization for the transaction

3.3 Payment Plans

If you select a payment plan:

You authorize us to charge all scheduled installments
All installment payments remain due in full regardless of usage or satisfaction
Failure to pay may result in immediate suspension or termination of access
You remain liable for the full agreed amount and any permitted collection costs

3.4 Subscriptions and Automatic Renewal

Subscriptions renew automatically unless canceled before the renewal date. Cancellation stops future charges but does not refund any amounts already paid for the current or prior billing periods. We do not prorate partial billing periods.

To cancel, contact: support@growthacademy.global.

3.5 Billing Information; Collections

You must maintain current, complete, and accurate billing information and promptly update it. If a payment fails, we may suspend or terminate access. You agree to pay reasonable collection costs and fees permitted by law on any past due balance.

4. REFUND POLICY; DELIVERY; “ACCESS CONSTITUTES DELIVERY”

All purchases are governed by our Refund Policy & Terms of Purchase, which is incorporated by reference and controls in the event of any conflict.
The policy is available at: https://www.growthacademy.global/refund-policy

All sales are final and non-refundable as stated in the Refund Policy & Terms of Purchase. You acknowledge and agree that:

You are purchasing a license to access proprietary intellectual property and/or software
Access constitutes delivery and fulfillment (including issuance of credentials, activation of access, delivery of links, or confirmation of enrollment)
Intellectual property cannot be returned, revoked, or “unlearned” once disclosed
If you do not agree to the Refund Policy & Terms of Purchase, you must not complete a purchase

5. CONTENT AND INTELLECTUAL PROPERTY

5.1 Ownership

The Services and all content and materials provided through them (including text, graphics, videos, audio, software, prompts, frameworks, methodologies, recordings, and other materials) (collectively, the “Content”) are owned by Growth Academy or its licensors and protected by intellectual property laws. All rights not expressly granted are reserved.

5.2 Limited License

Subject to your strict compliance with this Agreement, we grant you a limited, revocable, non-transferable, non-assignable, non-exclusive license to access and use the Content for your personal use (or internal business use where explicitly permitted in writing). You may not:

Copy, reproduce, distribute, sell, sublicense, or share Content
Create derivative works from Content
Reverse-engineer, scrape, probe, or attempt to extract proprietary systems, prompts, tool logic, workflows, or software
Remove proprietary notices or branding
Use Content for commercial purposes without express written permission

5.3 Unauthorized Distribution Prohibited

Unauthorized recording, streaming, downloading, or distribution of any live or recorded session, materials, or community content is strictly prohibited and constitutes a material breach of this Agreement.

6. AI TOOLS AND SOFTWARE

6.1 Software License

Access to AI-powered tools (including the LinkedIn Profile Optimizer and similar tools) constitutes delivery of a software license. You acknowledge outputs and performance may vary.

6.2 Usage Logging

We may log account creation, access, login events, and usage activity for security, operations, support, and dispute defense purposes.

6.3 Third-Party Dependencies

Some tools may rely on third-party services and platforms (including APIs and AI model providers). Third-party downtime, limitations, or changes may affect tool functionality and do not create any refund right.

7. LIVE TRAINING COHORTS

7.1 Delivery at Enrollment

Enrollment may include immediate access to proprietary materials, recordings, frameworks, and community resources. The core intellectual property is delivered at enrollment; live sessions may be supplemental.

7.2 Attendance and Participation

Failure to attend sessions or participate does not create any refund, credit, transfer, or extension right unless expressly stated by Growth Academy in writing.

7.3 Seat Allocation

Seats may be limited. Once access is granted and enrollment is confirmed, seats are not transferable unless expressly approved in writing.

8. COACHING SERVICES

8.1 Scheduling and Expiration

All coaching sessions must be scheduled and completed within the stated program timeframe. Unused sessions expire at the end of the program period unless otherwise stated in writing.

8.2 Cancellation and Tardiness

Sessions may be forfeited without reschedule if:

Canceled with less than 48 hours’ notice, or
You are more than 10 minutes late

8.3 Non-Transferable

Coaching sessions are non-transferable and not redeemable for cash.

9. USER CONDUCT; USER SUBMISSIONS

9.1 Prohibited Conduct

You agree not to use the Services to:

Harass, abuse, defame, threaten, or violate the legal rights of others
Post unlawful, deceptive, or infringing content
Upload malware or harmful code
Misrepresent affiliation with Growth Academy
Circumvent security controls or access restrictions
Share, resell, or distribute licensed materials
Scrape, reverse-engineer, or attempt to extract proprietary systems

9.2 User Submissions

If you submit content (comments, testimonials, posts, uploads, etc.) (“User Submissions”), you grant Growth Academy a perpetual, worldwide, royalty-free license to use, reproduce, modify, distribute, display, and create derivative works from your User Submissions for business and promotional purposes, in any media, unless prohibited by law.

You represent you have the rights to submit such content and that it does not violate law or third-party rights.

10. TERMINATION

We may suspend or terminate your access immediately, without prior notice, for violation of this Agreement, failure to pay, fraud, abuse, misconduct, or any conduct we determine is harmful to the Services, community, or Company.

Termination does not entitle you to any refund, credit, or compensation.

11. CHARGEBACKS AND PAYMENT DISPUTES

You agree not to initiate a chargeback or payment dispute for purchases governed by our Refund Policy & Terms of Purchase, except where required by law or in the case of actual third-party card theft.

Any dispute initiated in breach of this Agreement may result in immediate suspension or termination of access. We reserve the right to submit relevant documentation and records (including acceptance logs and access records) to payment processors and financial institutions to respond to disputes.

You acknowledge that records of access (including login timestamps, IP logs, credential issuance, email delivery confirmations, and platform activity) constitute conclusive proof of delivery and fulfillment.

12. THIRD-PARTY PLATFORMS AND LINKS

We may reference or integrate with third-party platforms (e.g., LinkedIn, Stripe, Zoom, OpenAI, Kajabi). We are not responsible for third-party actions, policies, limitations, suspensions, bans, API changes, outages, or other third-party issues.

Links to third-party sites are provided for convenience and do not constitute endorsement. Use of third-party sites is at your own risk.

13. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES THAT ACCESS WILL BE UNINTERRUPTED OR ERROR-FREE.

14. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, GROWTH ACADEMY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS INTERRUPTION.

IN NO EVENT SHALL GROWTH ACADEMY’S TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY.

15. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Growth Academy and its officers, directors, employees, agents, and contractors from and against claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your User Submissions, or your violation of this Agreement.

16. DISPUTE RESOLUTION — BINDING ARBITRATION

16.1 Agreement to Arbitrate

Any dispute, claim, or controversy arising out of or relating to this Agreement, your purchase, access, or use of the Services shall be resolved exclusively by binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules then in effect.

16.2 Venue and Governing Law

Venue and seat: Palm Beach County, Florida
Governing law: Federal Arbitration Act (9 U.S.C. §§ 1 et seq.) and the laws of the State of Florida, without regard to conflict of laws principles

16.3 Arbitrator and Process

A single arbitrator shall be selected under AAA rules
The arbitrator shall have the exclusive authority to determine issues of scope, enforceability, validity, or formation of this arbitration provision
Judgment on the award may be entered in any court of competent jurisdiction

16.4 No Class Actions

All disputes must be brought on an individual basis. No class, collective, representative, or private attorney general actions are permitted.

16.5 Waiver of Jury Trial

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO A TRIAL BY JURY.

16.6 Injunctive Relief

Either party may seek injunctive or equitable relief in a court of competent jurisdiction in Palm Beach County, Florida for alleged misuse of intellectual property or to enforce this arbitration provision.

17. FORCE MAJEURE

We are not liable for delays or failures in performance resulting from circumstances beyond reasonable control, including natural disasters, pandemics, government actions, internet outages, or third-party service failures.

18. COPYRIGHT INFRINGEMENT

To report copyright infringement, email support@growthacademy.global with the information required by applicable law to evaluate your claim.

19. MODIFICATIONS

We may modify this Agreement at any time. Posting updated terms on the website constitutes notice. Your continued use of the Services after changes become effective constitutes acceptance.

20. SEVERABILITY

If any provision is held unenforceable, the remainder remains in full force and effect.

21. ENTIRE AGREEMENT

This Agreement, together with the Policies, constitutes the entire agreement between you and Growth Academy concerning your use of the Services and supersedes prior agreements and understandings.

22. NO WAIVER

Failure to enforce any provision is not a waiver of our right to enforce it later.

23. ASSIGNMENT

You may not assign this Agreement without our prior written consent. We may assign this Agreement without restriction.

24. CONTACT

Questions about the Services or this Agreement:
support@growthacademy.global